Assessment of the Bank’s Financial Health Level at Pt. Bank Central Asia, TBK. Based on Risk Approach

ABSTRACT : In an effort to realize public trust in banks, it is necessary to assess their financial health. It has been regulated in Bank Indonesia Regulation Number 13/1 / PBI / 2011 which requires banks to conduct an assessment of financial health based on risk approach. This study aims to assess the financial health level of PT. Bank Central Asia, Tbk. on 2016-2018, based on risk-based bank rating. Data collected through published financial statements. Data analyzed using risk approach including risk profile assessment factors, good corporate governance, earnings, and capital. The results showed that PT. Bank Central Asia, Tbk. is in the composite rank 1 which means that the condition of the bank is very healthy. This reflects that the bank. able to commit to maintaining public trust by providing optimal banking performance.
Keywords -Bank’s financial health, Risk Profile, Good Corporate Governance, Earning, Capital