Soundness Level Assessment Using the RGEC Method: Study on Bank Bukopin

ABSTRACT: The bank is an intermediary for parties with excess funds and parties who need funds. As an institution that collects funds from the public, third party sources of funds are important to support bank operational activities, so it is important for banks to maintain public trust by maintaining the health of the bank. The purpose of this study was to determine the health level of Bank Bukopin using the RGEC method from 2016 to 2019. This research is a descriptive quantitative study. The variable in this study is the soundness levelb of the bank. The data collection method in this research is non-participant observation technique. The analysis technique in this research is to use the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital). The results showed that in 2016 Bank Bukopin received a healthy predicate, while from 2017 to 2019 Bank Bukopin received a fairly healthy predicate. The theoretical implication in this study is to provide learning about the assessment of bank soundness using the RGEC method, while the practical implications in this study are to provide an overview to the public regarding the health level of Bank Bukopin from 2016 to 2019 and provide information to Bank Bukopin regarding the soundness of its bank.
Keywords : bank health, risk profile, good corporate governance, earnings, capital.