The Influence of Perceived Risk, Perceived of Usefulness, and Perceived Ease of Use on the use of Financial Technology

ABSTRACT: In this era of globalization as it is now occurs in many fields, one of which is the financial sector. This is indicated by the emergence of the financial technology or fintech. This study aims to explain the influence of perceived risk, perceived usefulness, perceived ease of use on the use of financial technology. The research was conducted at Faculty of Economic and Business, Udayana University. The number of samples are 100 respondents with sampling method is non-probabality sampling with purposive sampling. The data was collected by distributing the questionnaires via googleform. The analysis technique used are factor analysis and multiple linear regression. Based on the result of the analysis found that perceived risk has positive effect on the fintech usage, perceived of usefulness has positive effect on fintech usage and perceived ease of use has positive effect on fintech usage.
KEYWORDS : Perceived risk, perceived of usefulness, perceived ease of use, financial technology.